Business Banking

Financial infrastructure for ambitious businesses

From startup current accounts to enterprise treasury solutions — IRSB provides the financial backbone your business needs to grow.

Business Accounts

Built for businesses of every size

SME

Business Current Account

A full-featured business account with multi-user access, bulk payments, and real-time reporting.

  • Multi-user access
  • Bulk payment processing
  • Real-time statements
  • Dedicated business support
Corporate

Corporate Account

Comprehensive banking for larger organisations with advanced treasury and FX capabilities.

  • Multi-currency accounts
  • FX hedging tools
  • API banking access
  • Relationship manager
Startup

Startup Account

Zero-fee banking for early-stage companies with integrated invoicing and expense management.

  • No monthly fees for 12 months
  • Integrated invoicing
  • Expense cards for team
  • Accounting integrations

Credit Facilities

Access the capital you need to grow

Business Overdraft

Flexible short-term credit to manage cash flow gaps.

Up to $500,000

Term Loan

Fixed-rate business loans for equipment, expansion, or acquisitions.

Up to $5,000,000

Trade Finance

Letters of credit, guarantees, and import/export financing.

Tailored to need

Asset Finance

Finance machinery, vehicles, and equipment with flexible lease structures.

Up to $2,000,000

Treasury & FX

Manage currency risk and optimise your cash

Foreign Exchange

Competitive FX rates with spot, forward, and option contracts for 40+ currencies.

Cash Management

Automated sweeping, pooling, and investment of surplus cash across accounts.

International Payments

SWIFT and SEPA payments to 180+ countries with same-day processing.

Speak to a business banking specialist

Our team will design a banking solution tailored to your business needs.